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Contrast piping looks smart and posh especially on jackets.
This ebay seller has very cute and unique items that are priced around the H&M/Zara price range. The feedback is pretty good so I assume the clothing aren't crap material. Take a look here.

I’m sure you’ve seen it, the oh so classy YSL Shantung Jacket. It was featured in the Neiman Marcus Christmas catalog and costs a whopping $2,570. As much as I liked YSL’s clean, beautiful, black and white look, it is way more than I can pay for even at its now reduced price of $1,002.60 (Neiman Marcus after extra 40% off). Instead I managed to scrounge up this cute I.N.C jacket from Macy’s which I only paid $36.65 for (orig. $119). The INC version is not a complete knockoff (the INC is less classy, and more cutesy), but for $2,500 less, I’ll take cutesy. Besides, I’m young enough to pull off this dainty jacket.